URC & Zoom — 2 November 2021 – Jan Oliff

Who’s doing what with your money?

The ethics of investment

This talk will be in Church Stretton URC.

For many people, their pension is their second biggest asset after their house. But how much do you know about what your savings and investments are being used for? Would you be comfortable knowing that money was being used by big corporates for making weapons, producing pornography, enticing online gamblers, or boosting fossil fuel activities that contribute to global warming?

Values are important in decisions made by anyone with a pension or savings. Increasingly, boardrooms are having to listen to fund managers and individual investors with a conscience. Changes to how your money is invested could have a bigger impact on your carbon footprint than going vegan and giving up flying combined.

In this talk, Jan Oliff will look at issues around ethical investing, including:

  • How individuals, working collectively can fight climate change.
  • How a blended finance solution is needed to meet the challenges of a fairer, greener world.
  • How employees and retirees are demanding changes to their pension investments.
  • How every political system must join the world’s fight for the survival of its people and other species.
  • How the UK and other governments use the tax system to encourage innovation, providing our engineers, scientists, and visionaries with funding.

With deep rifts tearing apart societies, and revivalist ideologies offering a clash between socialism and the capitalist marketplace, is it time to reclaim the centre and save capitalism from its excesses? Have we enough time to change, in the face of the urgent need to deal with the legacy of the industrial revolution that has led us to the brink of destruction? Can the world be saved through thoughtful use of the billions currently held in private pensions and savings? Or should we leave it to governments to do the right thing? Who really holds the power: the politicians, the experts, or the market? What would a collective and concerted effort look like, and what could it achieve?

Jan will steer us through the important issues involved.

Jan Oliff

Jan has worked as a financial adviser since 1981, starting her own firm in 1992. Prior to Financial Services, Jan ran a successful initiative in Brixton, designed to find work opportunities for the long term unemployed aged 19 to 29.

Jan's motivation for joining financial services was a desire to empower women by providing protection in the form of life assurance and savings. Jan was a founder member of Bristol Green capital and she supports women in sustainability. She believes that she inherited her mother’s sense of social justice.

"I have always believed that Capitalism is good," Jan says, "but it must be Good Capitalism."